債務重組收費 Secrets - 【iva.ctr.hk】
債務重組收費 Secrets - 【iva.ctr.hk】
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影響信貸評級：破產通常會導致信用評級的急劇下降，而重組的影響則較為溫和。債務重組過程中，信貸評級可能受到影響，而在清還貸款前，欠債人不能再借貸或申請信用卡。
本人已詳閱並接受貴公司的貸款 申請條款，私隱政策及個人資料收集聲明 並已閱讀條款及細則。
Your debts might be combined into 1 very affordable regular monthly payment with a transparent timeline so you already know when you will be debt-cost-free.
Payments are managed by an insolvency practitioner. An IVA stops the people today you owe from having even further action versus you. Many of your financial debt is prepared off at the tip.
維持專業資格和工作：進行債務重組的個人或企業可以繼續擔任管理層職位，並保持專業資格，例如會計師或律師。同時能夠繼續經營生意，保持收入來源，相對更容易脫離困境。
When you have costlier goods, which include antiques or expensive jewellery you may want to offer them to help you pay back your debts.
When your creditors comply with the IVA, as soon as it is set up, you is likely to make a month-to-month payment to the insolvency practitioner, who'll then spend the agreed amount to every of your creditors.
Due to the fact an IVA is made for a single individual, it might not be The simplest way to repay joint debt. This is due to, Even though you are in an IVA for your personal credit card debt, your companion will continue to be 債務重組破產分別 to blame for repaying the credit card debt.
不需要。我們只有在獲得客戶同意後，才會進行債務重組收費。我們提供免費的初步諮詢和會面，我們會用最短的時間讓客戶了解清楚整個服務的流程、影響、收費，同時給予專業建議。我們知道這是重大的決定，踏出這一步將有可能扭轉客戶的一生，因此我們尊重客戶的慎重考慮，在客戶同意之前並不會採取任何收費手續。
Should you’re even now paying out funds into your own pension, you might have to halt shelling out to the pension and use The cash to pay your creditors When you possess the IVA. It would be doable to carry on paying out into your pension if there's a crucial explanation. Request your insolvency practitioner.
在多年的經驗中，我們理解到，債務人在背負沉重債務而走投無路的情況下，走上重整債務的道路。很多時候，沉重的債務已經令債務人喘不過氣來，再進行債務重組的時候，債務人也會擔心債務重組費用，其所費不斐的手續費與聆訊費，對已經有負債的人來說，可謂雪上加霜。如果債務人直接找會計師樓幫忙，需要一次過繳交所有債務重組的收費，這樣的債務重組價錢，未必個個都負擔得起，到時候真的「做又死唔做又死」。有見及此，本公司以節省利息的百分比來收費，而且債務人在申請時不需要立即繳交債務重組費用。本公司提供分期付款，方便債務人，與債務人共渡時艱。
Supplying your IVA is accepted, you’ll get started earning every month drp payments to the company managing your IVA. They’ll divide The cash amongst your creditors.
You should get money tips from an impartial monetary adviser before iva utilizing your pension to pay off credit card debt. A ‘outlined contribution pension�?is predicated on the amount of has become paid out into your pot, not your salary in close proximity to retirement.
A established-up cost: This is actually the cost of arranging your IVA. Sometimes identified as a nominee payment, this may need to be authorized by your creditors